Terms & Conditions – Klotz Credit Services

By using this website and our services, you agree to the following terms.

​

Services Provided  
Klotz Credit Services provides credit education, credit analysis, and dispute assistance. We do not guarantee any specific credit score increases or removal of items.

​

No Legal or Financial Advice  
We are not attorneys, accountants, or financial advisors. Our services do not replace professional legal or financial advice.

​

Client Responsibilities  
You agree to:
- Provide accurate information  
- Review all documents we prepare  
- Understand that outcomes vary  

​

Payments  
Services are billed on a monthly basis unless otherwise stated. All payments must be made in advance of services.

​

No Guarantee of Results  
Due to the nature of credit reporting, results vary by individual. No guarantees are made regarding score improvements or removals.

​

Limitation of Liability  
Klotz Credit Services is not liable for:
- Changes in your credit score  
- Actions taken by credit bureaus or creditors  
- Financial decisions you make based on your credit profile  

​

Account Termination  
We reserve the right to suspend or terminate service for violations of these terms.

​

Governing Law  
These terms are governed by the laws of the State of Florida.

​

Contact  
info@klotzcreditservices.com