Refund Policy – Klotz Credit Services

All payments for services are for time, effort, and administrative work already performed.

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Monthly Subscriptions  
Because credit repair services involve immediate backend work:
- Monthly fees are non-refundable once billing has occurred  
- You may cancel future billing at any time  

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No Refunds for Results  
Refunds are not issued based on:
- Credit score changes  
- Items not removed  
- Processing time  
- Bureau verification outcomes  

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Chargeback Protection  
Unauthorized chargebacks may result in immediate service termination and collection activity.

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If you believe a billing error occurred, please contact:
billing@klotzcreditservices.com